Are you or a loved one faced with the possibility of being admitted to a nursing home? Do you have questions regarding admission? Discharge? Payment?
Let Corriveau Law take the burden of dealing with the legal hassles so that you can tend to you family’s needs.
1. Medicare vs Medicaid
Medicare only covers care in nursing homes for a brief period, and with proof of improvement following an illness or accident.
Once Medicare coverage is exhausted, one will either have to pay the nursing home directly, or, if qualified, make an application for Medicaid.
To prevent the risk of not qualifying, we encourage the development of a plan which may prevent your assets from being considered, and help qualify you for government assistance.
2. MedicAID Application
Corriveau Law can prepare your MedicAID application to insure the quickest time for approval.
What about the spouse who still lives at home? While Medicaid may require contributions from a spouse based on their assets, they may not consider the family home, car, and personal property.
3. Crisis Care Planning
If you or a spouse have suffered a recent injury and find yourself in a nursing home, we may be able to save your hard earned assets from the cost of care with the proper plan.
4. Pre-Crisis Planning
Starting today, you can begin protecting your assets from nursing homes and ensure eligibility for Medicaid, if needed.
Fees & Costs
Our fees are based on a standard schedule, which varies with the number of features you wish to include in your plan.
The cost of having an estate plan drafted is far less than the actual cost realized without a plan in place.
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Commonly Asked Questions about MediCARE and MedicAID
One receives MediCARE when they reach 65 years old. This becomes your primary health care insurance and pay s for hospitalization, well and sick visits to your doctor, and medical test. If you are injured and need skilled care found in a nursing home, your costs will be covered for a limited period of time only. If it is determined that you will not recover enough to return home, then you will have to pay directly to the nursing home, or apply for MedicAID. In Michigan the average cost is $8,018 a month, and the average length of stay is 7 years.
Medicaid is available those with a limited income and does cover the cost of a nursing home. When properly plan your assets may not be considered by Medicare in determining your eligibility.
The type of trusts done at Corriveau Law permit you to maintain full control and access to your income while ensuring your assets are not counter towards your eligibility for MedicAID.
No. While your spouse may have to contribute towards your care based on a level determined by the State , your home will be excluded, as will your family car, certain life insurance, and personal items such as clothing and furniture.
NO. The sooner you get started the more we may be able to protect.
In Michigan, Medicaid not only pays for your care in a nursing home, but it may also cover the cost of in-home care. This care can vary in terms of the amount of time each day, and it will allow you to select your caregiver.
While Medicaid may require contributions from a spouse based on their assets, they may not consider the family home, car, and personal property.